Terms of Use

Last updated: 15 April 2026

By accessing this website and submitting an enquiry, you agree to these Terms of Use. This website is operated by Gareth Powell, MAS Appointed Representative of IPP Financial Advisers Pte Ltd.

1. Not Financial Advice

The content on this website is for informational purposes only and does not constitute financial advice, a solicitation, or an offer to buy or sell any financial product. Nothing on this site should be relied upon as the basis for any financial decision without first seeking independent professional advice.

Gareth Powell is a MAS Appointed Representative (No. PGD300017617) of IPP Financial Advisers Pte Ltd, which is licensed under the Financial Advisers Act, Singapore. Any advice provided is subject to the full terms of that engagement.

2. Capital at Risk

All investments carry risk. The value of investments and the income from them can go down as well as up. Past performance is not indicative of future results. You may get back less than you invest.

3. Use of This Website

You agree to use this website only for lawful purposes. You must not:

• Submit false or misleading information via the enquiry form
• Attempt to gain unauthorised access to any part of the website or its infrastructure
• Use the website in any way that could damage, disable, or impair its operation
• Reproduce, copy or distribute any content from this website without written permission

4. Intellectual Property

All content on this website, including text, design, and structure, is the property of Gareth Powell and IPP Financial Advisers Pte Ltd unless otherwise indicated. © 2026 Gareth Powell. All rights reserved.

IPP Financial Advisers Pte Ltd branding, logos and trademarks are the property of IPP Financial Advisers Pte Ltd and are used with permission.

5. External Links

This website contains links to third-party websites including eag.ippfa.com, LinkedIn, Facebook, Instagram and YouTube. We are not responsible for the content or privacy practices of those sites.

6. Limitation of Liability

To the fullest extent permitted by law, Gareth Powell and IPP Financial Advisers Pte Ltd shall not be liable for any direct, indirect, incidental or consequential loss arising from your use of this website or reliance on its content.

7. Governing Law

These Terms are governed by and construed in accordance with the laws of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the Singapore courts.

8. Contact

Gareth Powell · IPP Financial Advisers Pte Ltd · 78 Shenton Way #06-01, Singapore 079120
garethpowell@ippfa.com